Roth Ira Limits 2024 Married.  — for example, someone could convert their entire $1.6 million 401 (k) in a single year. If you’re a single filer, you’re eligible to contribute a portion of the full amount if your magi is $146,000 or.

Investors age 50 or older can save an extra $1,000, or. Those are the caps even if you make more, up to the phaseout level.